Need Funding? We’ll Help You Get Loan-Ready and Funded
From packaging your loan application to finding the right lender — we handle everything for small businesses. Let us simplify the process so you can focus on growing your business.
Explore Our Business Loan Services
Unlock funding opportunities tailored for your business. Discover flexible loan solutions, expert guidance, and dedicated support to help you grow and succeed.
Loan Packaging
For business owners who need a loan but don’t know where to start.
We’ll guide you step-by-step to build a professional, lender-ready loan application package—so you don’t have to figure it out alone.
- Custom cover letter that tells your business story and clearly explains your funding request
- Clear list of required documents based on your loan purpose
- Templates and help gathering financials, tax docs, and other paperwork
- Final package you can confidently bring to your bank or any lender
Loan Brokering
Want us to find the right lender for you? We’ll handle it.
This includes everything in our Loan Packaging service—for free—plus we actively reach out to our lender network and negotiate on your behalf.
- Full Loan Packaging service included
- We match you with lenders who fit your needs
- We negotiate rates & terms and guide you through underwriting
- We only get paid if you get funded (via closing costs—no upfront fees)
- We help speed up the process so you get funded faster.
Why Are SBA 7(a) Loans Called "The Gold Standard" of Business Financing?
The SBA 7(a) loan program is designed to help small businesses access affordable financing with flexible terms, backed by the U.S. Small Business Administration.
What Makes SBA 7(a) Loans Unique?
Government-Backed Security
Loans partially guaranteed by the SBA, increasing approval chances
Affordable Financing
Lower interest rates and longer repayment terms
Flexible Use
Use for expansion, equipment, refinancing, or real estate
Why Consider an SBA 7(a) Loan?
- Lower Monthly Payments: Thanks to extended repayment terms (up to 25 years for real estate), monthly payments are more manageable.
- Access for Small Businesses: Designed to help small businesses, even if you don't have perfect credit.
- A Path to Growth: Perfect for established businesses ready to expand operations or refinance existing debt.
How Our Loan Process Works
Your journey from application to funding in four simple steps
Ensure You Qualify
We help you understand how banks will evaluate your business using the 5 C's of Credit: Character, Capacity, Capital, Collateral, and Conditions
Loan Packaging
We prepare your application with a compelling narrative, organized financials, and complete documentation that meets lender requirements
Lender Matching
We match you with lenders who specialize in your industry and loan type, leveraging our network of banks and financial institutions
Approval & Funding
We guide you through underwriting, negotiate terms on your behalf, and ensure a smooth closing process to get your funds faster
Pricing Overview
| Service | What You Get | Cost |
|---|---|---|
| Loan Packaging | Cover letter, document prep, lender-ready application | $499 |
| Loan Brokering | Everything in Loan Packaging (included at no extra cost), plus lender matchmaking, term negotiation, and ongoing support | 1% of loan amount (due at closing)* |
| SBA 7(a) Loan Matching | Connect you to SBA 7(a) lenders for low-interest, government-backed loans | No cost |
No Money Out of Pocket
* Our 1% loan brokering fee is simply added to your loan amount at closing. You don't pay anything until your loan is approved, and the fee comes from your loan funds - not your pocket. If you don't get approved, you don't pay a penny.
What Our Clients Say
Discover how we've helped businesses achieve their financial goals
Gerald M. Gonzales
Attorney at Law at Law Offices of Gerald M. Gonzales P.C.
“Business Lending Advocate's breadth of knowledge, expertise, and genuine interest in the financial health of small businesses makes them an incredible asset when navigating the complexities of the U.S. lending system. Their guidance helped us secure funding that directly supported our organization's growth. On a scale of 0 to 5 stars, BLA gets 6!”
Timothy N. Ramon
President at JR Ramon & Sons
“For over a decade, I've relied on the financial guidance and professionalism now provided through Business Lending Advocate. Their knowledge of the banking industry, attention to detail, and accountability have consistently helped me achieve major business milestones.”
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*This is an estimate based on typical SBA loan terms. Actual rates and terms may vary based on creditworthiness and other factors.